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Semi-furnished VS Unfurnished VS Fully-furnished Apartment: Which One Suits You Best?
Build-to-Rent Real Estate
Anjana Mohan
Anjana Mohan

Published 01-07-2025 .

Semi-furnished VS Unfurnished VS Fully-furnished Apartment: Which One Suits You Best?

A fully-furnished apartment provides you with everything you need when you arrive. You will have beds, sofas, dining tables, wardrobes, kitchen appliances (for example, refrigerators and microwaves), and some smaller items, such as kitchenware and curtains"> A fully-furnished apartment provides you with everything you need when you arrive. You will have beds, sofas, dining tables, wardrobes, kitchen appliances (for example, refrigerators and microwaves), and some smaller items, such as kitchenware and curtains

Choosing the right apartment is not always easy, and the process can be confusing once you see the words semi-furnished, unfurnished and fully-furnished apartments. Each option has benefits and limitations based on your budget, preferences, and how long you plan to stay. In this blog we will decode these terms to help you make your next apartment an informed decision.

Key Takeaways 

  • Unfurnished apartments offer the cheapest rent but you will have to purchase all the furniture and appliances.

  • Semi-furnished apartments have furniture and appliances at the minimum level, that is somewhere between convenience and personalization in the decision process.

  • Fully-furnished apartments offer you everything you need to move right in, however, they typically cost the most.

  • Keep in mind your rental budget, how long you will be living there, and your lifestyle before deciding.

  • Semi-furnished apartments are becoming increasingly popular because they offer value and flexibility.

What Is an Unfurnished Apartment? 

An unfurnished apartment means you have a blank canvas. Generally, the apartment will have the basic structure — walls, flooring, electrical wiring, and plumbing — but there is no furniture or appliances like beds, couches, or refrigerators

                                                  


unfurnished-apartment

What Does an Unfurnished Apartment Include? 

Feature

Included?

Flooring & Walls

Yes

Electrical Wiring

Yes

Plumbing

Yes

Furniture

No

Appliances

No


This choice is ideal for anyone who prefers to decorate and furnish their home exactly as they want. However, you will need to purchase everything yourself before moving in.

Pros and cons of an unfurnished Apartment?

 

An unfurnished property offers buyers the freedom to create a personalized living space from scratch, but it also comes with certain challenges. Here are some pros and cons:   

Advantages of an unfurnished Apartment

  • Lower rent: Because the apartment comes empty, landlords often reduce the monthly rent.

  • Totally customizable: You can furnish and design the apartment however you wish.

  • Good for long-term stays: If you're staying for over a year, then buying your own furniture makes sense.

Disadvantages of an unfurnished Apartment

  • High initial costs: You will need to buy, or move in, all furnishings and appliances.

  • Longer move-in time: Setting up your home is time-consuming and labor-intensive.

  • Moving hassles: Moving furniture can be expensive and exhausting.

What Is a Semi-Furnished Apartment?

A semi-furnished apartment is somewhere in between a furnished and an unfurnished apartment. It typically comes with a few pieces of essential furniture and appliances, usually including wardrobes, kitchen cabinets, light fixtures, and sometimes even a stove or refrigerator.

                                                                     

semi-furnished-apartment

Typical Inclusions in Semi-Furnished Apartments

Furniture/Appliance

Usually Included?

Wardrobes

Yes

Kitchen Cabinets

Yes

Light Fixtures

Yes

Stove/Refrigerator

Sometimes

Sofa/Bed/Dining Table

Usually No


This provides a bit of convenience while also allowing you to personalize it with your own decor still and furniture.


Read also: If you want to learn more about choosing fully furnished over semi-furnished apartments check out this detailed guide from KOTS.WORLD

Advantages of Semi-Furnished Apartments

  • More affordable upfront cost than furnished apartments.

  • Typically a much easier to move-in because some necessities are already provided.

  • You can fill in your own furniture and own style.

  • A better compromise for those who want the convenience of move-in, but not complete control over a living space.

Disadvantages of Semi-Furnished Apartments

  • You will still be required to purchase some furniture and appliances.

  • Included items can be of vastly different quality and quantity.

  • May not fully match your personal style.

  • Extra cost of furnishing the remainder of the apartment.

What Is a Fully-Furnished Apartment?

A fully-furnished apartment provides you with everything you need when you arrive. You will have beds, sofas, dining tables, wardrobes, kitchen appliances (for example, refrigerators and microwaves), and some smaller items, such as kitchenware and curtains

Fully-Furnished Apartment

Typical Inclusions in Fully-Furnished Apartments


Furniture/Appliance

Usually Included?

Beds

Yes

Sofas

Yes

Dining Tables

Yes

Wardrobes

Yes

Kitchen Appliances

Yes

Curtains & Cookware

Sometimes

This option is ideal for anyone wanting to move-in stress-free, if it's just for a short-term stay or a relocation.

Advantages of Fully-Furnished Apartments

  • Move-in ready with everything provided
  • The resident doesn’t have to purchase or move furniture
  • Perfect for short-term stays or for people relocating from a long distance
  • Can save money and time on furniture shopping
  • Most often furniture and appliance maintenance is covered

Disadvantages of Fully-Furnished Apartments

  • You are probably going to pay Higher rent compared to other options
  • You will lose some flexibility in changing the decor or the furniture if desired
  • There is a possibility of having to pay for damages of things you didn't own

Comparing the Three Types: A Quick Overview

Feature

Unfurnished

Semi-Furnished

Fully-Furnished

Furniture Provided

None

Basic essentials

Complete set

Appliances Provided

None

Some essentials

All major

Rent Cost

Lowest

Moderate

Highest

Customization

Full

Moderate

Minimal

Move-in Convenience

Low

Moderate

High

Ideal For

Long-term, DIY lovers

Balance seekers

Short-term, hassle-free

Factors to Consider When Choosing Your Apartment 

1)Budget Considerations 

Budget influences the type of apartment you might decide to rent. Unfurnished apartments come with the lowest rent, but require a large initial investment in furniture. Fully-furnished apartments have the highest rental rate but will relieve you of many of the expenses associated with buying furniture.

2)Duration of Stay:

  • Short-term stays: Fully-furnished apartments are best..

  • Medium to long-term stays: Semi-furnished apartments can be more flexible..

  • Long-term stays: Unfurnished apartments will allow full personalization.

3)Lifestyle Preferences  

If you love decorating and want to make a space that shares your personality, unfurnished or semi-furnished is a better choice. If your preference is for convenience, and just moving in, then what's called fully furnished is for you.

More Tables for Clarity 

Cost Comparison Table 

Apartment Type

Average Monthly Rent

Upfront Furniture Cost

Maintenance Responsibility

Unfurnished

₹7,500 - ₹20,000+

₹50,000 - ₹1,00,000+

Tenant (all furniture & appliances)

Semi-Furnished

₹22,000 - ₹40,000+

₹20,000 - ₹50,000+

Shared (fixtures by landlord, furniture by tenant

Fully-Furnished

23,000 to ₹75,000+

Minimal

Landlord (usually)

 

Choosing to live in a semi-furnished, unfurnished, or fully-furnished apartment is based on you and your objective. Whether you're hoping to save money, customize your space, or just want to move in with no hassle, knowing the differences in furnished situations helps you make the right choice in your home. Just keep in mind that pricing (as the table above illustrates) varies in each case with the demand in the area, as well as the location, and local rental market trends.

Conclusion:

 

Deciding on an unfurnished, semi-furnished, or fully-furnished apartment is based on your budget, lifestyle, and duration of stay. Unfurnished apartments are priced lower and will give you the flexibility to create your own living space, but they require more upfront work and investment.

Semi-furnished apartment options give you a good combination between convenience and customization while a fully-furnished apartment will allow for less hassle at a higher price, ideal for short lived situations. Decide what best fits your 

Frequently Asked Questions:


1)Is semi-furnished cheaper than fully furnished?

Yes, semi-furnished apartments will typically be cheaper than fully-furnished apartments because they offer fewer furniture and appliances.


2)Which is better, fully furnished or unfurnished?

Fully furnished rentals are convenient and saves you from the hassle of purchasing and moving furniture, especially for short-term stays. Unfurnished rentals, on the other hand, provide you a greater ability to customize and personalize your rental space and may also save you in rent, if you already have furniture or know you will be in the area for a long period

A fully-furnished apartment provides you with everything you need when you arrive. You will have beds, sofas, dining tables, wardrobes, kitchen appliances (for example, refrigerators and microwaves), and some smaller items, such as kitchenware and curtains"> A fully-furnished apartment provides you with everything you need when you arrive. You will have beds, sofas, dining tables, wardrobes, kitchen appliances (for example, refrigerators and microwaves), and some smaller items, such as kitchenware and curtains

Eager to learn more about Kots?

We provide premium managed gated rental apartments/flats around Bangalore to young individuals, couples, and families. Our goal is to provide premium living and make renting easy and simple for our customers. 

Yes, you can schedule property visits by contacting our customer support.

The process of finding and renting flats or apartments is made easy at Kots

  • Search: Search for available flats based on your preferences at Explore flats.
  • Property Info: Check out all the information about properties and take a virtual tour to get a good view on how the property looks.
  • Contact: If interested, you can go and contact the caretaker in the property or message or call us at +91 855-088-0555.
  • Visit: You visit the property in person to see if it fits your needs.
  • Apply: If you like it, you can book the flat on the website by choosing the flat & filling out an online application, including personal details.
  • Lease: Once paid, you sign a digital rental agreement and download the same.

We aim to simplify the rental process for tenants. Specific features may vary, but this is how it typically works.

To search for available flats on our platform:

  1. 1. Visit our website click Explore flats section.
  2. 2. Use the search bar to enter your desired location.
  3. 3. Use filters to specify your preferences, like flat types, furnishing types and localities.
  4. 4. Browse our properties that match your criteria.
  5. 5. Click on your preferred property to get more details.
  6. 6. Contact our customer care through our WhatsApp number or email.
  7. 7. Schedule a visit to see the flat.
  8. 8. Find your ideal flat today.

The rental application process involves providing necessary information.

Here's how it usually works:

  • Fill out the Form: You fill a KYC form.
  • Pets and Extra Residents: If you have pets or extra people moving in, you should provide their details as well.
  • Payment: You pay the security deposit and first month's rent & etc.

You can search for available flats on the Explore Flats page by choosing locality, flat type, furnishing type, and more according to your requirements. 

After enquiring and visiting the property, if you wish to rent it, you can book it through our website.

We specialize in offering three types of flats for rent:

  • Studio Apartments: For individuals or couples who prefer a compact living space.
  • 1 BHK: Ideal for singles or couples seeking more room.
  • 2 BHK: Spacious units suitable for families or friends.

Our focus is on providing these specific options to cater to a variety of living needs.


Our rental flats are of three furnishing types:

  1. Fully Furnished with AC
  2. Fully Furnished
  3. Semi-Furnished

Looking for personalised help?

Contact us

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[email protected]

Call us

Monday to Sunday (8AM to 6PM)

8550880555

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#118, Ground Floor Niel Rao Towers

3rd Main EPIP Zone Whitefield Rd

Bengaluru, India 560066

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Kots Renting Private Limited

Kots Daily Services Private Limited

#118, Ground Floor Niel Rao Towers

3rd Main EPIP Zone Whitefield Rd

Bengaluru, India 560066

8550880555